Wonder What Natural Disasters are covered under your homeowners insurance policy?
Posted By mperkins on October 22, 2019
An article from Hoffman Brown Company
An important consideration when buying a home or reviewing your homeowners insurance policy is whether your insurance covers natural disasters, such as hurricanes or earthquakes. While standard home insurance policies may cover a wide variety of situations, it doesn’t cover everything. Be aware of what your home insurance does and does not cover.
Generally, natural disasters are not covered by a basic home insurance policy if you live in a high-risk area, such as a flood plain or along an active fault. In most cases, homeowners will need to purchase additional coverage to protect them against a specific type of natural disaster.
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